<?php

/**
 * Static suggestion pools for DescriptionAutocomplete (merged with category names + your history).
 * Values are user-facing labels; optional "hint" is a short subtitle on chips.
 */
$shared = [
    ['value' => 'Rent', 'hint' => 'Housing'],
    ['value' => 'Mortgage payment', 'hint' => 'Housing'],
    ['value' => 'Landlord payment', 'hint' => 'Housing'],
    ['value' => 'HOA / condo fee', 'hint' => 'Housing'],
    ['value' => 'Property tax', 'hint' => 'Housing'],
    ['value' => 'Home insurance', 'hint' => 'Insurance'],
    ['value' => 'Renters insurance', 'hint' => 'Insurance'],
    ['value' => 'Car insurance', 'hint' => 'Insurance'],
    ['value' => 'Pet insurance', 'hint' => 'Insurance'],
    ['value' => 'Life insurance', 'hint' => 'Insurance'],
    ['value' => 'Health insurance', 'hint' => 'Insurance'],
    ['value' => 'Dental insurance', 'hint' => 'Insurance'],
    ['value' => 'Vision insurance', 'hint' => 'Insurance'],
    ['value' => 'Travel insurance', 'hint' => 'Insurance'],
    ['value' => 'Electricity bill', 'hint' => 'Utilities'],
    ['value' => 'Water bill', 'hint' => 'Utilities'],
    ['value' => 'Gas bill', 'hint' => 'Utilities'],
    ['value' => 'Internet bill', 'hint' => 'Utilities'],
    ['value' => 'Mobile phone bill', 'hint' => 'Phone'],
    ['value' => 'Broadband', 'hint' => 'Utilities'],
    ['value' => 'Trash & recycling', 'hint' => 'Utilities'],
    ['value' => 'Groceries', 'hint' => 'Food'],
    ['value' => 'Supermarket', 'hint' => 'Food'],
    ['value' => 'Restaurant', 'hint' => 'Food'],
    ['value' => 'Coffee shop', 'hint' => 'Food'],
    ['value' => 'Takeout / delivery', 'hint' => 'Food'],
    ['value' => 'Salary', 'hint' => 'Income'],
    ['value' => 'Payroll deposit', 'hint' => 'Income'],
    ['value' => 'Freelance payment', 'hint' => 'Income'],
    ['value' => 'Consulting invoice', 'hint' => 'Income'],
    ['value' => 'Bonus', 'hint' => 'Income'],
    ['value' => 'Dividend', 'hint' => 'Income'],
    ['value' => 'Interest earned', 'hint' => 'Income'],
    ['value' => 'Refund', 'hint' => 'Income'],
    ['value' => 'Transfer to savings', 'hint' => 'Savings'],
    ['value' => 'ATM withdrawal', 'hint' => 'Cash'],
    ['value' => 'Cash deposit', 'hint' => 'Cash'],
    ['value' => 'Entertainment', 'hint' => 'Category'],
    ['value' => 'Entertainment tickets', 'hint' => 'Events'],
    ['value' => 'Entertainment subscription', 'hint' => 'Streaming'],
    ['value' => 'Streaming services', 'hint' => 'Subscriptions'],
    ['value' => 'Shopping', 'hint' => 'Category'],
    ['value' => 'Transport', 'hint' => 'Category'],
    ['value' => 'Subscriptions', 'hint' => 'Category'],
    ['value' => 'Aluguel', 'hint' => 'PT · Housing'],
    ['value' => 'Renda da casa', 'hint' => 'PT · Housing'],
    ['value' => 'Supermercado', 'hint' => 'PT · Food'],
    ['value' => 'Restaurante', 'hint' => 'PT · Food'],
    ['value' => 'Combustível', 'hint' => 'PT · Transport'],
    ['value' => 'Seguro automóvel', 'hint' => 'PT · Insurance'],
    ['value' => 'Seguro de saúde', 'hint' => 'PT · Insurance'],
    ['value' => 'Energia / eletricidade', 'hint' => 'PT · Utilities'],
];

$transaction = [
    ['value' => 'Netflix', 'hint' => 'Streaming'],
    ['value' => 'Spotify', 'hint' => 'Music'],
    ['value' => 'Disney+', 'hint' => 'Streaming'],
    ['value' => 'HBO Max', 'hint' => 'Streaming'],
    ['value' => 'Apple TV+', 'hint' => 'Streaming'],
    ['value' => 'Amazon Prime Video', 'hint' => 'Streaming'],
    ['value' => 'YouTube Premium', 'hint' => 'Streaming'],
    ['value' => 'Paramount+', 'hint' => 'Streaming'],
    ['value' => 'Hulu', 'hint' => 'Streaming'],
    ['value' => 'Apple Music', 'hint' => 'Music'],
    ['value' => 'Tidal', 'hint' => 'Music'],
    ['value' => 'Deezer', 'hint' => 'Music'],
    ['value' => 'Audible', 'hint' => 'Books'],
    ['value' => 'Kindle Unlimited', 'hint' => 'Books'],
    ['value' => 'iCloud+', 'hint' => 'Cloud'],
    ['value' => 'Google One', 'hint' => 'Cloud'],
    ['value' => 'Dropbox', 'hint' => 'Cloud'],
    ['value' => 'Microsoft 365', 'hint' => 'Software'],
    ['value' => 'Adobe Creative Cloud', 'hint' => 'Software'],
    ['value' => 'Notion', 'hint' => 'Software'],
    ['value' => 'Figma', 'hint' => 'Software'],
    ['value' => 'GitHub', 'hint' => 'Software'],
    ['value' => 'ChatGPT Plus', 'hint' => 'Software'],
    ['value' => 'OpenAI API', 'hint' => 'Software'],
    ['value' => '1Password', 'hint' => 'Software'],
    ['value' => 'NordVPN', 'hint' => 'VPN'],
    ['value' => 'ExpressVPN', 'hint' => 'VPN'],
    ['value' => 'PlayStation Plus', 'hint' => 'Gaming'],
    ['value' => 'Xbox Game Pass', 'hint' => 'Gaming'],
    ['value' => 'Nintendo Switch Online', 'hint' => 'Gaming'],
    ['value' => 'Steam purchase', 'hint' => 'Gaming'],
    ['value' => 'Epic Games', 'hint' => 'Gaming'],
    ['value' => 'Uber', 'hint' => 'Ride'],
    ['value' => 'Lyft', 'hint' => 'Ride'],
    ['value' => 'Bolt', 'hint' => 'Ride'],
    ['value' => 'Gas station', 'hint' => 'Fuel'],
    ['value' => 'Shell', 'hint' => 'Fuel'],
    ['value' => 'BP', 'hint' => 'Fuel'],
    ['value' => 'Parking', 'hint' => 'Transport'],
    ['value' => 'Train ticket', 'hint' => 'Transport'],
    ['value' => 'Bus fare', 'hint' => 'Transport'],
    ['value' => 'Metro / subway', 'hint' => 'Transport'],
    ['value' => 'Flight ticket', 'hint' => 'Travel'],
    ['value' => 'Hotel booking', 'hint' => 'Travel'],
    ['value' => 'Airbnb', 'hint' => 'Travel'],
    ['value' => 'Booking.com', 'hint' => 'Travel'],
    ['value' => 'Amazon', 'hint' => 'Shopping'],
    ['value' => 'Amazon Marketplace', 'hint' => 'Shopping'],
    ['value' => 'eBay', 'hint' => 'Shopping'],
    ['value' => 'IKEA', 'hint' => 'Shopping'],
    ['value' => 'Target', 'hint' => 'Shopping'],
    ['value' => 'Walmart', 'hint' => 'Shopping'],
    ['value' => 'Costco', 'hint' => 'Shopping'],
    ['value' => 'Zara', 'hint' => 'Clothing'],
    ['value' => 'H&M', 'hint' => 'Clothing'],
    ['value' => 'Nike', 'hint' => 'Clothing'],
    ['value' => 'Pharmacy', 'hint' => 'Health'],
    ['value' => 'CVS', 'hint' => 'Health'],
    ['value' => 'Walgreens', 'hint' => 'Health'],
    ['value' => 'Doctor copay', 'hint' => 'Health'],
    ['value' => 'Dentist', 'hint' => 'Health'],
    ['value' => 'Gym membership', 'hint' => 'Fitness'],
    ['value' => 'Peloton', 'hint' => 'Fitness'],
    ['value' => 'ClassPass', 'hint' => 'Fitness'],
    ['value' => 'Veterinarian', 'hint' => 'Pets'],
    ['value' => 'Pet food & supplies', 'hint' => 'Pets'],
    ['value' => 'Dog walker', 'hint' => 'Pets'],
    ['value' => 'Daycare', 'hint' => 'Family'],
    ['value' => 'Babysitter', 'hint' => 'Family'],
    ['value' => 'Tuition', 'hint' => 'Education'],
    ['value' => 'Udemy', 'hint' => 'Education'],
    ['value' => 'Coursera', 'hint' => 'Education'],
    ['value' => 'Donation', 'hint' => 'Gifts'],
    ['value' => 'Charity', 'hint' => 'Gifts'],
    ['value' => 'Wedding gift', 'hint' => 'Gifts'],
    ['value' => 'Birthday gift', 'hint' => 'Gifts'],
    ['value' => 'Haircut / salon', 'hint' => 'Personal care'],
    ['value' => 'Spa / massage', 'hint' => 'Personal care'],
    ['value' => 'Cinema / movies', 'hint' => 'Entertainment'],
    ['value' => 'Concert tickets', 'hint' => 'Entertainment'],
    ['value' => 'Sports event', 'hint' => 'Entertainment'],
    ['value' => 'Bar / nightlife', 'hint' => 'Entertainment'],
    ['value' => "McDonald's", 'hint' => 'Food'],
    ['value' => 'Starbucks', 'hint' => 'Food'],
    ['value' => 'Chipotle', 'hint' => 'Food'],
    ['value' => 'Subway', 'hint' => 'Food'],
    ['value' => "Domino's Pizza", 'hint' => 'Food'],
    ['value' => 'Uber Eats', 'hint' => 'Food'],
    ['value' => 'DoorDash', 'hint' => 'Food'],
    ['value' => 'Deliveroo', 'hint' => 'Food'],
    ['value' => 'Lidl', 'hint' => 'Groceries'],
    ['value' => 'Aldi', 'hint' => 'Groceries'],
    ['value' => 'Whole Foods', 'hint' => 'Groceries'],
    ['value' => "Trader Joe's", 'hint' => 'Groceries'],
    ['value' => 'Car maintenance', 'hint' => 'Auto'],
    ['value' => 'Car wash', 'hint' => 'Auto'],
    ['value' => 'Toll road', 'hint' => 'Transport'],
    ['value' => 'Office supplies', 'hint' => 'Shopping'],
    ['value' => 'Hardware store', 'hint' => 'Home'],
    ['value' => 'Plumber', 'hint' => 'Home repair'],
    ['value' => 'Electrician', 'hint' => 'Home repair'],
    ['value' => 'Handyman', 'hint' => 'Home repair'],
    ['value' => 'Furniture', 'hint' => 'Home'],
    ['value' => 'Electronics store', 'hint' => 'Shopping'],
    ['value' => 'Bank fee', 'hint' => 'Fees'],
    ['value' => 'Wire transfer fee', 'hint' => 'Fees'],
    ['value' => 'Currency exchange', 'hint' => 'Travel'],
    ['value' => 'Tips / gratuity', 'hint' => 'Food'],
    ['value' => 'Co-working space', 'hint' => 'Work'],
    ['value' => 'Software license', 'hint' => 'Work'],
    ['value' => 'Domain renewal', 'hint' => 'Web'],
    ['value' => 'Web hosting', 'hint' => 'Web'],
    ['value' => 'PayPal', 'hint' => 'Payments'],
    ['value' => 'Venmo', 'hint' => 'Payments'],
    ['value' => 'Zelle transfer', 'hint' => 'Payments'],
    ['value' => 'Revolut', 'hint' => 'Bank'],
    ['value' => 'Wise transfer', 'hint' => 'Payments'],
    ['value' => 'Stripe payout', 'hint' => 'Income'],
    ['value' => 'Square', 'hint' => 'POS'],
    ['value' => 'Toast Tab', 'hint' => 'Restaurant'],
    ['value' => 'OpenTable', 'hint' => 'Restaurant'],
    ['value' => 'Resy', 'hint' => 'Restaurant'],
    ['value' => 'Five Guys', 'hint' => 'Food'],
    ['value' => 'Shake Shack', 'hint' => 'Food'],
    ['value' => 'KFC', 'hint' => 'Food'],
    ['value' => 'Taco Bell', 'hint' => 'Food'],
    ['value' => "Wendy's", 'hint' => 'Food'],
    ['value' => 'Burger King', 'hint' => 'Food'],
    ['value' => 'Panda Express', 'hint' => 'Food'],
    ['value' => 'Panera Bread', 'hint' => 'Food'],
    ['value' => 'Dunkin', 'hint' => 'Food'],
    ['value' => "Peet's Coffee", 'hint' => 'Food'],
    ['value' => 'Costa Coffee', 'hint' => 'Food'],
    ['value' => 'Greggs', 'hint' => 'Food'],
    ['value' => 'Pret A Manger', 'hint' => 'Food'],
    ['value' => "Sainsbury's", 'hint' => 'Groceries'],
    ['value' => 'Tesco', 'hint' => 'Groceries'],
    ['value' => 'Asda', 'hint' => 'Groceries'],
    ['value' => 'Morrisons', 'hint' => 'Groceries'],
    ['value' => 'Waitrose', 'hint' => 'Groceries'],
    ['value' => 'Carrefour', 'hint' => 'Groceries'],
    ['value' => 'Continente', 'hint' => 'PT · Groceries'],
    ['value' => 'Pingo Doce', 'hint' => 'PT · Groceries'],
    ['value' => 'Auchan', 'hint' => 'Groceries'],
    ['value' => 'REWE', 'hint' => 'Groceries'],
    ['value' => 'Edeka', 'hint' => 'Groceries'],
    ['value' => 'DM drogerie', 'hint' => 'Shopping'],
    ['value' => 'Rossmann', 'hint' => 'Shopping'],
    ['value' => 'Sephora', 'hint' => 'Beauty'],
    ['value' => 'Ulta Beauty', 'hint' => 'Beauty'],
    ['value' => 'Best Buy', 'hint' => 'Electronics'],
    ['value' => 'B&H Photo', 'hint' => 'Electronics'],
    ['value' => 'Apple Store', 'hint' => 'Electronics'],
    ['value' => 'Samsung', 'hint' => 'Electronics'],
    ['value' => 'Uber One', 'hint' => 'Membership'],
    ['value' => 'DoorDash Pass', 'hint' => 'Membership'],
    ['value' => 'Instacart', 'hint' => 'Groceries'],
    ['value' => 'GoPuff', 'hint' => 'Delivery'],
    ['value' => 'Grubhub', 'hint' => 'Food'],
    ['value' => 'Just Eat', 'hint' => 'Food'],
    ['value' => 'Bolt Food', 'hint' => 'Food'],
    ['value' => 'Lime scooter', 'hint' => 'Transport'],
    ['value' => 'Bird scooter', 'hint' => 'Transport'],
    ['value' => 'City bike share', 'hint' => 'Transport'],
    ['value' => 'Roadside assistance', 'hint' => 'Auto'],
    ['value' => 'Windshield repair', 'hint' => 'Auto'],
    ['value' => 'Smog check', 'hint' => 'Auto'],
    ['value' => 'DMV / registration', 'hint' => 'Auto'],
    ['value' => 'HOA dues', 'hint' => 'Housing'],
    ['value' => 'Storage unit', 'hint' => 'Housing'],
    ['value' => 'Moving truck rental', 'hint' => 'Housing'],
    ['value' => 'Landscaping', 'hint' => 'Home'],
    ['value' => 'Pool maintenance', 'hint' => 'Home'],
    ['value' => 'Security system', 'hint' => 'Home'],
    ['value' => 'Ring subscription', 'hint' => 'Home'],
    ['value' => 'Nest Aware', 'hint' => 'Home'],
    ['value' => 'Laundry / dry cleaning', 'hint' => 'Personal'],
    ['value' => 'Tailor / alterations', 'hint' => 'Personal'],
    ['value' => 'Therapy session', 'hint' => 'Health'],
    ['value' => 'Counseling', 'hint' => 'Health'],
    ['value' => 'Chiropractor', 'hint' => 'Health'],
    ['value' => 'Optometrist', 'hint' => 'Health'],
    ['value' => 'Glasses / contacts', 'hint' => 'Health'],
    ['value' => 'Golf', 'hint' => 'Entertainment'],
    ['value' => 'Bowling', 'hint' => 'Entertainment'],
    ['value' => 'Escape room', 'hint' => 'Entertainment'],
    ['value' => 'Museum tickets', 'hint' => 'Entertainment'],
    ['value' => 'Theme park', 'hint' => 'Entertainment'],
    ['value' => 'Lottery tickets', 'hint' => 'Entertainment'],
    ['value' => 'Casino', 'hint' => 'Entertainment'],
    ['value' => 'Florist', 'hint' => 'Gifts'],
    ['value' => 'Postage / shipping', 'hint' => 'Shopping'],
    ['value' => 'Printing', 'hint' => 'Work'],
    ['value' => 'Coworking day pass', 'hint' => 'Work'],
];

$budget = [
    ['value' => 'Food & Dining', 'hint' => 'Like default category'],
    ['value' => 'Weekly groceries', 'hint' => 'Food'],
    ['value' => 'Restaurants & takeout', 'hint' => 'Food'],
    ['value' => 'Coffee & snacks', 'hint' => 'Food'],
    ['value' => 'Transport & commute', 'hint' => 'Transport'],
    ['value' => 'Fuel & parking', 'hint' => 'Transport'],
    ['value' => 'Ride share budget', 'hint' => 'Transport'],
    ['value' => 'Entertainment & streaming', 'hint' => 'Entertainment'],
    ['value' => 'Movies & nights out', 'hint' => 'Entertainment'],
    ['value' => 'Shopping & clothes', 'hint' => 'Shopping'],
    ['value' => 'Online shopping', 'hint' => 'Shopping'],
    ['value' => 'Health & medical', 'hint' => 'Health'],
    ['value' => 'Gym & sports', 'hint' => 'Fitness'],
    ['value' => 'Utilities bundle', 'hint' => 'Utilities'],
    ['value' => 'Rent & housing', 'hint' => 'Housing'],
    ['value' => 'Home maintenance', 'hint' => 'Housing'],
    ['value' => 'Insurance bundle', 'hint' => 'Insurance'],
    ['value' => 'Pet expenses', 'hint' => 'Pets'],
    ['value' => 'Phone & internet', 'hint' => 'Phone'],
    ['value' => 'Subscriptions total', 'hint' => 'Subscriptions'],
    ['value' => 'Travel & holidays', 'hint' => 'Travel'],
    ['value' => 'Education & courses', 'hint' => 'Education'],
    ['value' => 'Gifts & donations', 'hint' => 'Gifts'],
    ['value' => 'Personal care', 'hint' => 'Personal'],
    ['value' => 'Debt payments', 'hint' => 'Debt'],
    ['value' => 'Savings & investments', 'hint' => 'Savings'],
    ['value' => 'Kids & family', 'hint' => 'Family'],
    ['value' => 'Misc buffer', 'hint' => 'Other'],
];

$goal = [
    ['value' => 'Emergency fund', 'hint' => 'Safety net'],
    ['value' => 'Rainy day fund', 'hint' => 'Safety net'],
    ['value' => 'Vacation fund', 'hint' => 'Travel'],
    ['value' => 'Europe trip', 'hint' => 'Travel'],
    ['value' => 'New laptop', 'hint' => 'Tech'],
    ['value' => 'New phone', 'hint' => 'Tech'],
    ['value' => 'Home down payment', 'hint' => 'Housing'],
    ['value' => 'New car fund', 'hint' => 'Transport'],
    ['value' => 'Wedding savings', 'hint' => 'Life event'],
    ['value' => 'Baby fund', 'hint' => 'Family'],
    ['value' => 'Investment portfolio', 'hint' => 'Investing'],
    ['value' => 'Retirement boost', 'hint' => 'Investing'],
    ['value' => 'Pay off credit cards', 'hint' => 'Debt'],
    ['value' => 'Christmas gifts', 'hint' => 'Seasonal'],
    ['value' => 'Home renovation', 'hint' => 'Housing'],
    ['value' => 'Motorcycle', 'hint' => 'Transport'],
    ['value' => 'Emergency vet fund', 'hint' => 'Pets'],
    ['value' => 'Moving costs', 'hint' => 'Housing'],
    ['value' => 'Study abroad', 'hint' => 'Education'],
    ['value' => 'Side business startup', 'hint' => 'Business'],
];

$debt = [
    ['value' => 'Credit card', 'hint' => 'Revolving'],
    ['value' => 'Visa balance', 'hint' => 'Card'],
    ['value' => 'Mastercard balance', 'hint' => 'Card'],
    ['value' => 'Amex charge', 'hint' => 'Card'],
    ['value' => 'Store card', 'hint' => 'Card'],
    ['value' => 'Student loan', 'hint' => 'Education debt'],
    ['value' => 'Car loan', 'hint' => 'Auto debt'],
    ['value' => 'Personal loan', 'hint' => 'Installment'],
    ['value' => 'Home equity line', 'hint' => 'HELOC'],
    ['value' => 'Medical debt', 'hint' => 'Healthcare'],
    ['value' => 'BNPL balance', 'hint' => 'Buy now pay later'],
    ['value' => 'Klarna', 'hint' => 'BNPL'],
    ['value' => 'Afterpay', 'hint' => 'BNPL'],
    ['value' => 'Affirm', 'hint' => 'BNPL'],
    ['value' => 'PayPal Credit', 'hint' => 'BNPL'],
    ['value' => 'Overdraft', 'hint' => 'Bank'],
    ['value' => '401(k) loan', 'hint' => 'Retirement'],
];

$subscription = [
    ['value' => 'Netflix', 'hint' => 'Video'],
    ['value' => 'Spotify Premium', 'hint' => 'Audio'],
    ['value' => 'YouTube Premium', 'hint' => 'Video'],
    ['value' => 'Apple Music', 'hint' => 'Audio'],
    ['value' => 'Disney+', 'hint' => 'Video'],
    ['value' => 'HBO Max', 'hint' => 'Video'],
    ['value' => 'Amazon Prime', 'hint' => 'Bundle'],
    ['value' => 'Microsoft 365 Family', 'hint' => 'Productivity'],
    ['value' => 'Google Workspace', 'hint' => 'Productivity'],
    ['value' => 'Adobe CC', 'hint' => 'Creative'],
    ['value' => 'Dropbox Plus', 'hint' => 'Storage'],
    ['value' => 'iCloud+ 200GB', 'hint' => 'Storage'],
    ['value' => 'Notion Plus', 'hint' => 'Productivity'],
    ['value' => 'Slack Pro', 'hint' => 'Work'],
    ['value' => 'Zoom Pro', 'hint' => 'Work'],
    ['value' => 'ChatGPT Team', 'hint' => 'AI'],
    ['value' => 'Grammarly Premium', 'hint' => 'Writing'],
    ['value' => 'LinkedIn Premium', 'hint' => 'Career'],
    ['value' => 'Peloton membership', 'hint' => 'Fitness'],
    ['value' => 'Strava Summit', 'hint' => 'Fitness'],
    ['value' => 'Headspace', 'hint' => 'Wellness'],
    ['value' => 'Calm', 'hint' => 'Wellness'],
    ['value' => 'Duolingo Plus', 'hint' => 'Education'],
    ['value' => 'New York Times', 'hint' => 'News'],
    ['value' => 'Washington Post', 'hint' => 'News'],
    ['value' => 'Medium membership', 'hint' => 'Reading'],
    ['value' => 'GitHub Copilot', 'hint' => 'Dev'],
    ['value' => 'JetBrains', 'hint' => 'Dev'],
    ['value' => 'PlayStation Plus', 'hint' => 'Gaming'],
    ['value' => 'Xbox Game Pass Ultimate', 'hint' => 'Gaming'],
    ['value' => 'Nintendo Online + Expansion', 'hint' => 'Gaming'],
    ['value' => 'Twitch Turbo', 'hint' => 'Streaming'],
    ['value' => 'Patreon support', 'hint' => 'Creator'],
    ['value' => 'VPN subscription', 'hint' => 'Privacy'],
    ['value' => 'Password manager', 'hint' => 'Security'],
    ['value' => 'Cloud backup', 'hint' => 'Storage'],
    ['value' => 'Website hosting', 'hint' => 'Web'],
    ['value' => 'Domain name renewal', 'hint' => 'Web'],
];

return [
    'shared' => $shared,
    'transaction' => $transaction,
    'budget' => $budget,
    'goal' => $goal,
    'debt' => $debt,
    'subscription' => $subscription,
];
